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:root{--vw-navy:#071f42;--vw-navy-2:#0d2c59;--vw-ink:#122033;--vw-paper:#f5f7fb;--vw-white:#fff;--vw-gold:#e5a719;--vw-sky:#2aa7ff;--vw-muted:#6c7889;--vw-line:#dce3eb;--vw-radius:22px;--vw-shadow:0 22px 60px #071f421a}.v10-page{background:var(--vw-paper);color:var(--vw-ink);min-height:100vh;overflow:hidden}.v10-shell{width:min(1320px,100% - 48px);margin:0 auto}.v10-section{padding:86px 0}.v10-section-white{border-top:1px solid var(--vw-line);border-bottom:1px solid var(--vw-line);background:#fff}.v10-kicker{color:var(--vw-gold);letter-spacing:.18em;text-transform:uppercase;font-size:10px;font-weight:900}.v10-title{max-width:820px;color:var(--vw-navy);letter-spacing:-.055em;margin-top:12px;font-size:clamp(42px,4.6vw,66px);font-weight:800;line-height:.98}.v10-copy{max-width:720px;color:var(--vw-muted);margin-top:18px;font-size:16px;line-height:1.72}.v10-tool-hero{border-bottom:1px solid var(--vw-line);background:linear-gradient(#fbfdff 0%,#f3f6fa 100%);padding:56px 0 34px}.v10-tool-head{grid-template-columns:minmax(0,1fr) 360px;align-items:end;gap:54px;display:grid}.v10-tool-head h1{max-width:820px;color:var(--vw-navy);letter-spacing:-.06em;margin-top:12px;font-size:clamp(46px,5vw,72px);line-height:.96}.v10-tool-head p{color:var(--vw-muted);font-size:14px;line-height:1.7}.v10-tool-body{padding:42px 0 74px}.v10-tool-panel{box-shadow:var(--vw-shadow);background:#07182f;border-radius:28px;padding:24px}.v10-quote-layout{grid-template-columns:.78fr 1.22fr;align-items:start;gap:34px;display:grid}.v10-quote-intro{padding:10px 4px 0;position:sticky;top:118px}.v10-quote-intro h1{color:var(--vw-navy);letter-spacing:-.055em;margin-top:16px;font-size:clamp(44px,4.8vw,66px);line-height:.98}.v10-quote-intro h1 span{color:var(--vw-sky);display:block}.v10-quote-intro>p{color:var(--vw-muted);margin-top:18px;font-size:16px;line-height:1.72}.v10-quote-points{gap:10px;margin-top:26px;display:grid}.v10-quote-point{border:1px solid var(--vw-line);color:#334155;background:#fff;border-radius:14px;align-items:center;gap:10px;padding:13px 14px;font-size:13px;font-weight:700;display:flex}.v10-quote-point span{width:26px;height:26px;color:var(--vw-navy);background:#eef5ff;border-radius:8px;place-items:center;display:grid}.v10-quote-form{border:1px solid var(--vw-line);box-shadow:var(--vw-shadow);background:#fff;border-radius:26px;padding:28px}.v10-quote-form-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.v10-quote-label{color:var(--vw-ink);font-size:13px;font-weight:800}.v10-quote-field{width:100%;color:var(--vw-ink);background:#fbfcfe;border:1px solid #d9e1ea;border-radius:13px;outline:none;margin-top:8px;padding:13px 14px;transition:all .18s;display:block}.v10-quote-field:focus{border-color:#8eb9ff;box-shadow:0 0 0 4px #2aa7ff1a}.v10-quote-submit{background:var(--vw-navy);color:#fff;border-radius:13px;justify-content:center;align-items:center;gap:10px;width:100%;min-height:52px;margin-top:20px;font-size:14px;font-weight:900;display:flex}.v10-privacy{text-align:center;color:#8994a4;margin-top:13px;font-size:11px;line-height:1.5}.v9-network{color:#fff;background:var(--vw-navy)!important;border:0!important;padding:68px 0!important}.v9-network-head{grid-template-columns:minmax(0,1fr) 420px!important;gap:54px!important}.v9-network-head>div>span{color:var(--vw-gold)!important}.v9-network-head h2{color:#fff!important;letter-spacing:-.045em!important;max-width:700px!important;font-size:clamp(34px,3.4vw,50px)!important;line-height:1.02!important}.v9-network-head>p{color:#bac7d7!important;font-size:14px!important}.v9-insurer-grid{background:0 0!important;border:0!important;flex-wrap:wrap!important;gap:10px!important;margin-top:34px!important;display:flex!important}.v9-insurer{background:#ffffff0e!important;border:1px solid #ffffff21!important;border-radius:14px!important;gap:0!important;min-height:0!important;padding:14px 17px!important;transform:none!important}.v9-insurer i{display:none!important}.v9-insurer strong{color:#fff!important;letter-spacing:-.01em!important;font-size:14px!important}.v9-insurer:hover{background:#ffffff1a!important}.v9-network-foot{border-top:1px solid #ffffff1a!important;grid-template-columns:auto auto auto 1fr!important;margin-top:24px!important;padding-top:20px!important}.v9-network-foot>span{color:#d9e2ed!important}.v9-network-foot small{color:#8899ad!important}.v10-blog-page,.v10-faq-page{background:var(--vw-paper);color:var(--vw-ink);min-height:100vh}.v10-content-wrap{padding:42px 0 72px}.v10-content-wrap>section:first-child,.v10-content-wrap>div:first-child{margin-top:0}@media (max-width:960px){.v10-tool-head,.v10-quote-layout{grid-template-columns:1fr}.v10-quote-intro{position:static}.v10-tool-panel{padding:16px}.v9-network-head{grid-template-columns:1fr!important}.v9-network-foot{grid-template-columns:1fr 1fr!important}.v9-network-foot small{text-align:left!important;grid-column:1/-1!important;justify-self:start!important}}@media (max-width:640px){.v10-shell{width:min(100% - 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:root{--v13-navy:#04172f;--v13-navy2:#082b58;--v13-blue:#1597ff;--v13-sky:#45c8ff;--v13-gold:#f2b52b;--v13-gold2:#ffd56a;--v13-paper:#f3f6fa;--v13-ink:#10233d;--v13-muted:#65748a;--v13-line:#dce4ee;--v13-shadow:0 30px 90px #04172f29}.v13-page{background:var(--v13-paper);min-height:100vh;color:var(--v13-ink);overflow:hidden}.v13-shell{width:min(1320px,100% - 48px);margin:0 auto}.v13-hero{color:#fff;background:radial-gradient(circle at 82% 18%,#45c8ff2e,#0000 27%),radial-gradient(circle at 70% 80%,#f2b52b17,#0000 26%),linear-gradient(135deg,#031225 0%,#071e3c 52%,#0b356a 100%);padding:78px 0 72px;position:relative;overflow:hidden}.v13-hero:before{content:"";border:1px solid #ffffff0f;border-radius:50% 50% 0 0;height:420px;position:absolute;inset:auto -10% -48% 42%;transform:rotate(-7deg);box-shadow:0 0 0 70px #ffffff05,0 0 0 140px #ffffff03}.v13-hero-grid{z-index:2;grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr);align-items:center;gap:74px;display:grid;position:relative}.v13-kicker{color:var(--v13-gold2);letter-spacing:.19em;text-transform:uppercase;align-items:center;gap:11px;font-size:10px;font-weight:900;display:flex}.v13-kicker:before{content:"";background:linear-gradient(90deg,var(--v13-gold),var(--v13-sky));width:34px;height:2px}.v13-title{letter-spacing:-.065em;max-width:820px;margin-top:18px;font-size:clamp(50px,5.6vw,82px);font-weight:800;line-height:.94}.v13-title span{color:var(--v13-sky);display:block}.v13-lead{color:#c3d2e4;max-width:670px;margin-top:22px;font-size:16px;line-height:1.75}.v13-actions{flex-wrap:wrap;gap:10px;margin-top:30px;display:flex}.v13-primary,.v13-secondary{border-radius:14px;justify-content:center;align-items:center;min-height:54px;padding:0 21px;font-size:12px;font-weight:900;display:inline-flex}.v13-primary{background:linear-gradient(135deg,var(--v13-gold),#f6c94f);color:#04172f;box-shadow:0 14px 34px 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var(--v13-line);border-bottom:1px solid var(--v13-line);background:#fff}.v13-section-head{grid-template-columns:180px minmax(0,1fr) 360px;align-items:start;gap:34px;display:grid}.v13-section-head>span{color:#b6810f;letter-spacing:.18em;text-transform:uppercase;padding-top:9px;font-size:9px;font-weight:900}.v13-section-head h2{max-width:780px;color:var(--v13-navy);letter-spacing:-.055em;font-size:clamp(40px,4.35vw,61px);line-height:.99}.v13-section-head p{color:var(--v13-muted);padding-top:7px;font-size:14px;line-height:1.72}.v13-quote-hero .v13-hero-card{flex-direction:column;justify-content:flex-end;min-height:360px;display:flex}.v13-quote-hero .v13-hero-card:after{content:"QUOTE";color:#ffffff09;letter-spacing:-.08em;font-size:92px;font-weight:900;position:absolute;top:16px;right:22px}.v13-quote-layout{grid-template-columns:.8fr 1.2fr;align-items:start;gap:28px;display:grid}.v13-quote-layout>[class*=intro],.v13-quote-layout>.quick-quote-intro{position:sticky;top:120px}.v13-quote-panel{border:1px solid var(--v13-line);box-shadow:var(--v13-shadow);background:#fff;border-radius:26px;padding:26px}.v13-blog-hero{color:#fff;background:linear-gradient(135deg,#031225,#082a56);padding:76px 0 68px;position:relative;overflow:hidden}.v13-blog-hero:after{content:"INSIGHTS";color:#ffffff09;letter-spacing:-.08em;font-size:150px;font-weight:900;position:absolute;bottom:-45px;right:-30px}.v13-blog-hero-inner{z-index:2;grid-template-columns:1.1fr .9fr;align-items:end;gap:70px;display:grid;position:relative}.v13-blog-hero h1{letter-spacing:-.065em;margin-top:15px;font-size:clamp(48px,5.5vw,78px);line-height:.95}.v13-blog-hero h1 span{color:var(--v13-sky);display:block}.v13-blog-hero p{color:#b9c9dc;font-size:15px;line-height:1.75}.v13-blog-grid{grid-template-columns:1.2fr .8fr .8fr;gap:16px;display:grid}.v13-blog-card{border:1px solid var(--v13-line);min-height:370px;color:var(--v13-ink);background:#fff;border-radius:24px;flex-direction:column;padding:28px;text-decoration:none;transition:all .24s;display:flex;position:relative;overflow:hidden}.v13-blog-card:first-child{color:#fff;background:linear-gradient(155deg,#061a36 0%,#0a3468 100%);border-color:#0000;grid-row:span 2;min-height:540px}.v13-blog-card:before{content:"";border:1px solid #1597ff1f;border-radius:50%;width:150px;height:150px;position:absolute;top:-60px;right:-60px;box-shadow:0 0 0 32px #1597ff09,0 0 0 64px #1597ff05}.v13-blog-card:hover{box-shadow:var(--v13-shadow);transform:translateY(-6px)}.v13-blog-card h2{color:var(--v13-navy);letter-spacing:-.04em;margin-top:18px;font-size:26px;line-height:1.08}.v13-blog-card:first-child h2{color:#fff;font-size:38px;line-height:1.02}.v13-blog-card p{color:var(--v13-muted);margin-top:12px;font-size:13px;line-height:1.68}.v13-blog-card:first-child p{color:#b9c9dc}.v13-blog-num{color:#9aa9ba;letter-spacing:.12em;font-size:10px;font-weight:900}.v13-blog-tag{color:#805800;letter-spacing:.12em;text-transform:uppercase;background:#fff4d4;border-radius:999px;align-self:flex-start;margin-top:24px;padding:7px 10px;font-size:8px;font-weight:900;display:inline-flex}.v13-blog-card:first-child .v13-blog-tag{color:var(--v13-gold2);background:#f2b52b24;border:1px solid #f2b52b33}.v13-blog-meta{color:#8b98aa;margin-top:auto;padding-top:26px;font-size:10px;font-weight:800}.v13-blog-link{color:var(--v13-navy);align-items:center;gap:8px;margin-top:13px;font-size:12px;font-weight:900;display:flex}.v13-blog-card:first-child .v13-blog-link{color:#fff}.v13-faq-hero{color:#fff;background:radial-gradient(circle at 78% 25%,#45c8ff2e,#0000 24%),linear-gradient(135deg,#031225,#082a56);padding:74px 0 64px;position:relative;overflow:hidden}.v13-faq-hero-inner{grid-template-columns:1.1fr .9fr;align-items:end;gap:70px;display:grid}.v13-faq-hero h1{letter-spacing:-.06em;margin-top:15px;font-size:clamp(48px,5.4vw,76px);line-height:.95}.v13-faq-hero h1 span{color:var(--v13-sky);display:block}.v13-faq-hero p{color:#b9c9dc;font-size:15px;line-height:1.75}.v13-faq-body{padding:72px 0 84px}.v13-faq-grid{grid-template-columns:1fr 1fr;gap:12px;display:grid}.v13-faq-item{border:1px solid var(--v13-line);background:#fff;border-radius:18px;overflow:hidden;box-shadow:0 10px 28px #04172f09}.v13-faq-item summary{cursor:pointer;grid-template-columns:46px 1fr auto;align-items:start;gap:14px;padding:20px;list-style:none;display:grid}.v13-faq-item 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auto;align-items:center;gap:28px;margin-top:34px;padding:34px;display:grid}.v13-faq-cta span{color:var(--v13-gold2);letter-spacing:.16em;font-size:9px;font-weight:900}.v13-faq-cta h3{letter-spacing:-.04em;margin-top:7px;font-size:31px}.v13-faq-cta p{color:#b8c8da;margin-top:7px;font-size:12px}.v13-faq-cta a{background:var(--v13-gold);min-height:50px;color:var(--v13-navy);border-radius:12px;justify-content:center;align-items:center;padding:0 19px;font-size:12px;font-weight:900;display:inline-flex}.v10-page{background:var(--v13-paper)!important}.v10-tool-hero{color:#fff!important;background:radial-gradient(circle at 82% 22%,#45c8ff2e,#0000 25%),linear-gradient(135deg,#031225,#082a56)!important;border:0!important;padding:64px 0 52px!important;position:relative!important;overflow:hidden!important}.v10-tool-hero:after{content:"VIMAWALLAH";color:#ffffff09;letter-spacing:-.08em;font-size:100px;font-weight:900;position:absolute;bottom:-35px;right:-20px}.v10-tool-head{position:relative;z-index:2!important}.v10-tool-head h1{color:#fff!important;letter-spacing:-.06em!important;font-size:clamp(48px,5.2vw,72px)!important;line-height:.96!important}.v10-tool-head p{color:#bdccde!important;max-width:620px!important}.v10-kicker{color:var(--v13-gold2)!important}.v10-tool-body{padding:40px 0 82px!important}.v10-tool-panel{box-shadow:var(--v13-shadow)!important;background:linear-gradient(145deg,#061a36,#0a3265)!important;border:1px solid #ffffff17!important;border-radius:28px!important}.vw-topline{background:#031225!important}.vw-quote{background:linear-gradient(135deg,var(--v13-gold),#f7cb52)!important;color:#04172f!important;box-shadow:0 10px 24px #f2b52b2e!important}.vw-footer{background:#021123!important}.vw-footer-cta{background:radial-gradient(circle at 85% 20%,#45c8ff29,#0000 25%),linear-gradient(135deg,#062449,#0a376e)!important;border-color:#ffffff14!important}.vw-footer-actions a:first-child{background:var(--v13-gold)!important;color:#04172f!important}@media (max-width:1050px){.v13-hero-grid,.v13-blog-hero-inner,.v13-faq-hero-inner,.v13-quote-layout{grid-template-columns:1fr}.v13-section-head{grid-template-columns:1fr;gap:12px}.v13-blog-grid{grid-template-columns:1fr 1fr}.v13-blog-card:first-child{grid-area:auto/1/auto/-1;min-height:430px}.v13-faq-grid,.v13-faq-cta{grid-template-columns:1fr}.v13-faq-cta a{justify-self:start}.v13-quote-layout>[class*=intro],.v13-quote-layout>.quick-quote-intro{position:static}}@media (max-width:700px){.v13-shell{width:min(100% - 28px,1320px)}.v13-hero{padding:52px 0}.v13-title{font-size:clamp(44px,12vw,58px)}.v13-proof{grid-template-columns:1fr}.v13-section{padding:62px 0}.v13-blog-hero,.v13-faq-hero{padding:52px 0 46px}.v13-blog-grid{grid-template-columns:1fr}.v13-blog-card:first-child{grid-column:auto;min-height:410px}.v13-faq-body{padding:56px 0 64px}.v13-faq-answer{margin-left:20px}.v10-tool-hero{padding:50px 0 42px!important}.v10-tool-head h1{font-size:clamp(43px,12vw,56px)!important}}@media print{.v13-page,.v10-page{background:#fff!important}.v10-tool-hero{color:#000!important;background:#fff!important}.v10-tool-head h1{color:#000!important}.v10-tool-panel{box-shadow:none!important}}
.v10-quote-layout{grid-template-columns:.78fr 1.22fr!important;align-items:start!important;gap:34px!important;display:grid!important}.v10-quote-intro{color:#fff!important;background:radial-gradient(circle at 88% 12%,#45c8ff29,#0000 24%),linear-gradient(145deg,#04172f,#0a356b)!important;border-radius:26px!important;padding:30px!important;position:sticky!important;top:118px!important;overflow:hidden!important;box-shadow:0 28px 80px #04172f24!important}.v10-quote-intro:after{content:"QUOTE";color:#ffffff09;letter-spacing:-.08em;font-size:78px;font-weight:900;position:absolute;bottom:-20px;right:-4px}.v10-quote-intro .v10-kicker{color:#ffd56a!important}.v10-quote-intro h1{color:#fff!important;letter-spacing:-.055em!important;margin-top:16px!important;font-size:clamp(42px,4.6vw,62px)!important;line-height:.98!important;position:relative!important}.v10-quote-intro h1 span{color:#45c8ff!important;display:block!important}.v10-quote-intro>p{color:#b9c9dc!important;margin-top:18px!important;font-size:15px!important;line-height:1.72!important;position:relative!important}.v10-quote-points{gap:9px!important;margin-top:26px!important;display:grid!important;position:relative!important}.v10-quote-point{color:#e5edf6!important;background:#ffffff0f!important;border:1px solid #ffffff1a!important;border-radius:14px!important;align-items:center!important;gap:10px!important;padding:13px 14px!important;font-size:12px!important;font-weight:750!important;display:flex!important}.v10-quote-point span{color:#04172f!important;background:linear-gradient(135deg,#f2b52b,#ffd56a)!important;border-radius:9px!important;place-items:center!important;width:28px!important;height:28px!important;font-weight:900!important;display:grid!important}.v10-quote-form{background:#fff!important;border:1px solid #dce4ee!important;border-radius:28px!important;padding:30px!important;position:relative!important;overflow:hidden!important;box-shadow:0 28px 80px #04172f1c!important}.v10-quote-form:before{content:"";background:linear-gradient(90deg,#f2b52b,#45c8ff);height:5px;position:absolute;top:0;left:0;right:0}.v10-quote-form-grid{grid-template-columns:1fr 1fr!important;gap:18px!important;display:grid!important}.v10-quote-label{color:#17304f!important;font-size:12px!important;font-weight:850!important}.v10-quote-field{color:#10233d!important;background:#f9fbfd!important;border:1px solid #d7e1eb!important;border-radius:14px!important;outline:none!important;width:100%!important;margin-top:8px!important;padding:14px 15px!important;transition:all .18s!important;display:block!important}.v10-quote-field:focus{background:#fff!important;border-color:#60b9f8!important;box-shadow:0 0 0 4px 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